The HSBC Taj Credit Card Wallet can be redeemed for spends towards rooms, food and beverages, spa and other services at Taj, SeleQtions, Gateway, Vivanta hotels, and Ama Trails & Stays in India. It cannot be used for retail spends at third-party outlets, business centre equipment hire, hired services from third-party sources, expenses on banquets, conferences, events, personal nature expenses, or membership programs.